Not your coin: Design considerations for central bank digital currencies and private money

Central Bank Digital Currencies

This approach does not play to the [Bank of England’s] comparative advantage, as it involves building services for large numbers of retail customers rather than for financial institutions. Building user-friendly services for the general public is a strength of the UK private sector, which can also build on this experience to ensure they provide inclusive services (Bank of England 2020, 25).

Private sector digital currencies

Cryptocurrency stablecoins





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